The Housing Development Plan by the Bureau of Cooperatives and Rural Development outlines a comprehensive strategy to enhance housing accessibility in rural and semi-urban communities across Akwa Ibom State. It is designed to support cooperative-driven housing initiatives, align with the state’s urban renewal agenda, and promote inclusive growth.

The plan was developed in collaboration with local cooperatives, traditional leaders, land authorities, and rural planning consultants.

🔍 Key Objectives

1. Expand Rural Housing Access:
   Provide affordable and durable housing units for low-income cooperative members.

2. Promote Cooperative-Led Construction Models:
   Empower registered cooperatives to pool resources for housing development through savings, credit schemes, and joint land acquisition.

3. Support Land Access & Legalization:
   Streamline land allocation for cooperatives in partnership with the Ministry of Lands & Survey, ensuring secure and documented ownership.

4. Incorporate Local Materials & Labor:
   Encourage sustainable construction practices using locally sourced materials and skilled artisans within the community.

5. Enable Financing Mechanisms:
   Facilitate access to low-interest rural housing loans and introduce cooperative-backed mortgage plans.

📌 What the Plan Covers

• Community layout frameworks for rural settlements

• Cooperative land purchase guidelines

• Low-cost housing unit prototypes

• Infrastructure support (roads, water access, waste systems)

• Government grants and private sector collaboration models

• Monitoring and evaluation templates for community housing projects

🤝 Target Beneficiaries

• Members of registered cooperative societies

• Women-led cooperatives

• Artisans and agribusiness entrepreneurs

• Returning migrants and vulnerable rural dwellers